America and Its Health Insurance Crisis

America and Its Health Insurance Crisis

I musty to wonder why teachers were so disgruntled about their health insurance until my husband started working for a school district. What happened? Well, my husband got a lower paying job and our family went from paying under $200 a month for health, vision, and dental insurance for 3 family members to $106 a month for health insurance for my husband only, and $17 a month for vision for all of us. My son and I lost our insurance. In order to salvage on my husband’s insurance, we would’ve had to pay about $1000 a month for all of us, and that’s what the school district offers through their district to teachers and their families. Shortly after my husband got this job, I started surfing the web for insurance for my son and I. I was surprised to gain out that if I wanted insurance that was worth paying for, we would have to cough up about the same amount that my husband’s school district was offering! Well, to build a long tale short, I ended up getting the position of Texas insurance belief, CHIPS,for my son, that is offered to those who invent too powerful money to collect Medicaid but not enough income to capture private insurance. I unprejudiced don’t have insurance, and I pay out of pocket for myself, which stings our financial status every time I have to go to the doctor. Of course, I won’t go to the doctor unless I absolutely have to, and I also score two of my medications free through two astonishing companies that have plans for those who are, again, in between the income line of terrible and middle-class.

So, why are these insurance companies allowed to pull all the strings when it comes to ripping people off? What are the people who have pre-existing conditions supposed to do if they can’t any health insurance to camouflage them? Health insurance companies don’t only rip off the public, they rip off hospitals and doctor too. Usually, it’s the hospitals and doctors who assign the public through the grindstone, but now they’re suffering almost as worthy as us. The insurance companies negotiate a trace that is usually less than one quarter of what the doctors and hospitals send in. Supposedly, the insurance companies are trying to lessen the cost to us, the clients. These doctors and hospitals are usually in debt over medical equipment that they are calm paying for and since they have to accomplish money somehow, we extinguish up suffering even more through our hospitals and doctors offices.

Why do teachers and police officers have the worst pay and insurance, but politicians and judges have ridiculously high incomes and their insurance is probably less costly too. Of course, even if their insurance is high, I they probably don’t a spot affording it with the great yearly income they receive. It would be mind blowing if our government got their head out of their behinds and attained some humanity and selflessness and recognized that police officers who risks their lives for the publics well being, and teachers who devotes their whole lives to educating our future leaders, should be paid accordingly, instead of like they are the lowest make of citizens. Mrs. Hilary Clinton has been talking about revamping our health options, but her understanding of removing a employers responsibility by not requiring them to offer health insurance to their employees isn’t even logical. Titanic corporations like Texas Instruments offer their employees amazingly suitable insurance for a minimal notice, because the corporation ends of paying the bulk of the bill. They can afford it, but the smaller businesses can’t. School districts and police departments rely on government grants and housing taxes to fund their health insurance, so their health options are very little.

Wake up leaders of America! We need aid here in our country too. Discontinuance fixating on problems with other countries and wait on your enjoy country.

I feeble to wonder why teachers were so disgruntled about their health insurance until my husband started working for a school district. What happened? Well, my husband got a lower paying job and our family went from paying under $200 a month for health, vision, and dental insurance for 3 family members to $106 a month for health insurance for my husband only, and $17 a month for vision for all of us. My son and I lost our insurance. In order to score on my husband’s insurance, we would’ve had to pay about $1000 a month for all of us, and that’s what the school district offers through their district to teachers and their families. Shortly after my husband got this job, I started surfing the web for insurance for my son and I. I was surprised to secure out that if I wanted insurance that was worth paying for, we would have to cough up about the same amount that my husband’s school district was offering! Well, to compose a long epic short, I ended up getting the site of Texas insurance conception, CHIPS,for my son, that is offered to those who accomplish too noteworthy money to accept Medicaid but not enough income to bewitch private insurance. I fair don’t have insurance, and I pay out of pocket for myself, which stings our financial location every time I have to go to the doctor. Of course, I won’t go to the doctor unless I absolutely have to, and I also derive two of my medications free through two unbelievable companies that have plans for those who are, again, in between the income line of bad and middle-class.

So, why are these insurance companies allowed to pull all the strings when it comes to ripping people off? What are the people who have pre-existing conditions supposed to do if they can’t any health insurance to conceal them? Health insurance companies don’t only rip off the public, they rip off hospitals and doctor too. Usually, it’s the hospitals and doctors who keep the public through the grindstone, but now they’re suffering almost as great as us. The insurance companies negotiate a impress that is usually less than one quarter of what the doctors and hospitals send in. Supposedly, the insurance companies are trying to lessen the cost to us, the clients. These doctors and hospitals are usually in debt over medical equipment that they are aloof paying for and since they have to beget money somehow, we raze up suffering even more through our hospitals and doctors offices.

Why do teachers and police officers have the worst pay and insurance, but politicians and judges have ridiculously high incomes and their insurance is probably less costly too. Of course, even if their insurance is high, I they probably don’t a quandary affording it with the immense yearly income they receive. It would be mind blowing if our government got their head out of their behinds and attained some humanity and selflessness and recognized that police officers who risks their lives for the publics well being, and teachers who devotes their whole lives to educating our future leaders, should be paid accordingly, instead of like they are the lowest get of citizens. Mrs. Hilary Clinton has been talking about revamping our health options, but her plan of removing a employers responsibility by not requiring them to offer health insurance to their employees isn’t even logical. Tall corporations like Texas Instruments offer their employees amazingly obliging insurance for a minimal note, because the corporation ends of paying the bulk of the bill. They can afford it, but the smaller businesses can’t. School districts and police departments rely on government grants and housing taxes to fund their health insurance, so their health options are very little.

Wake up leaders of America! We need serve here in our country too. Finish fixating on problems with other countries and back your maintain country.

Tagged with: affordable family health insurance • Family Health Insurance • family health insurance quote • family health insurance rate

Filed under: Family Health Insurance

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